Effective Date: June 24, 2026

NG Wealth LLC ("Company," "we," "us," or "our") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, communicate with us, or request information about our insurance products and services.

By using our website or services, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Company Information

NG Wealth LLC

Contact: Nicholas Geyer

Phone: 412-584-6587

Email: [email protected]

NPN: 20210736

2. Information We Collect

We may collect the following categories of information:

Personal Information

When you contact us, complete a request form, schedule an appointment, request information about our insurance products, or otherwise interact with us, we may collect:

Full Name

Email Address

Mobile Phone Number

Mailing Address (if voluntarily provided)

Insurance-related information you choose to provide

Any additional information you voluntarily submit

Automatically Collected Information

When you visit our website, we may automatically collect:

IP Address

Browser Type

Device Information

Operating System

Website Usage Data

Referring URLs

Date and Time of Access

Cookies and Similar Technologies

3. How We Use Your Information

We use your information to:

Respond to your requests for information regarding life insurance products and services.

Contact you by phone or email regarding your inquiry.

Schedule appointments and consultations.

Provide customer support.

Process requests related to our insurance services.

Improve our website and customer experience.

Comply with legal and regulatory requirements.

Detect and prevent fraud or unauthorized activity.

If, and only if, you affirmatively provide SMS consent, send you text messages relating to inquiry follow-ups, appointment scheduling, appointment confirmations and reminders, customer-care communications, and, where separately authorized, marketing or promotional messages.

4. How We Share Information

We may share your information with:

Service Providers

We may use trusted third-party service providers to help operate our business, including:

CRM platforms

Website hosting providers

SMS messaging providers

Email service providers

Appointment scheduling platforms

Analytics providers

These providers may access your information only as necessary to perform services on our behalf and are contractually required to protect your information.

Legal Requirements

We may disclose your information when required to:

Comply with applicable laws or regulations.

Respond to lawful government requests.

Protect our legal rights.

Prevent fraud or illegal activity.

Protect the safety of our customers or others.

Business Transfers

If NG Wealth LLC undergoes a merger, acquisition, restructuring, or sale of assets, your information may be transferred as part of that transaction.

5. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to:

Improve website performance.

Remember user preferences.

Analyze website traffic.

Enhance your browsing experience.

You may disable cookies through your browser settings; however, some features of the website may not function properly.

We do not use cookies or tracking technologies to collect sensitive personal information, and mobile opt-in information and SMS consent are never shared with third parties for marketing or promotional purposes.

6. SMS Communications

SMS consent is optional and is never a condition of purchasing any product or service.

If you affirmatively check an optional SMS consent box, you agree to receive SMS (text) messages from NG Wealth LLC at the mobile number you provide.

Submitting a form without checking an SMS consent box does not constitute consent to receive text messages.

Customer-care SMS consent and marketing SMS consent are separate and independent. You may provide either, both, or neither.

Messages may include:

Inquiry follow-ups

Appointment scheduling

Appointment confirmations

Appointment reminders

Customer support communications

Insurance-related updates

Marketing or promotional messages (only where separately authorized)

Message frequency may vary.

Message and data rates may apply.

To stop receiving text messages, reply STOP at any time.

For assistance, reply HELP or contact us using the information below.

Carriers are not liable for delayed or undelivered messages.

7. SMS Opt-In and Consent

Users may opt in to receive SMS communications by:

Completing a website form and affirmatively checking an SMS consent box.

Scheduling an appointment through our website.

Requesting information about our insurance products or services.

Providing written or electronic consent.

Initiating a text message conversation where consent is applicable.

Your consent to receive SMS communications is completely voluntary and is not a condition of purchasing any insurance product or service.

8. No Sharing of SMS Opt-In Information

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

NG Wealth LLC does not sell, rent, lease, or share your:

Mobile phone number

SMS opt-in information

SMS consent records

with any third party or affiliate for marketing purposes.

Mobile information may only be shared with trusted service providers that help us operate our business and messaging platform solely to deliver the communications you have requested or as otherwise required by law.

SMS opt-in data and consent will never be shared with third parties for their own marketing purposes.

9. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, misuse, or destruction.

Although we use industry-standard security measures, no method of electronic transmission or storage is completely secure.

10. Data Retention

We retain your personal information only for as long as necessary to:

Respond to your inquiries.

Provide requested services.

Maintain required business records.

Comply with legal and regulatory obligations.

Resolve disputes.

Enforce our agreements.

11. Your Choices

You may:

Reply STOP at any time to opt out of SMS communications.

Request access to, correction of, or deletion of your personal information.

Withdraw your consent where applicable.

To exercise these rights, please contact us using the information below.

12. Changes to This Privacy Policy

NG Wealth LLC may update this Privacy Policy from time to time.

Any changes will be posted on this page with an updated Effective Date.

Your continued use of our website or services after changes become effective constitutes acceptance of the revised Privacy Policy.

13. Contact Us

If you have any questions regarding this Privacy Policy or wish to exercise your privacy rights, please contact us:

NG Wealth LLC

Contact: Nicholas Geyer

Phone: 412-584-6587

Email: [email protected]

NPN: 20210736